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	<title>Hard Money Loans &#187; Stephen BushArticle</title>
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	<description>Business Hard Money Loans</description>
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		<title>Commercial Hard Money Loan Scenarios</title>
		<link>http://jumplanet.com/commercial-hard-money-loan-scenarios/</link>
		<comments>http://jumplanet.com/commercial-hard-money-loan-scenarios/#comments</comments>
		<pubDate>Wed, 25 Aug 2010 23:40:58 +0000</pubDate>
		<dc:creator>Stephen Bush</dc:creator>
				<category><![CDATA[Business Capital]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[business borrower]]></category>
		<category><![CDATA[Commercial]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[hard money lender]]></category>
		<category><![CDATA[hard money lenders]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[money loans]]></category>
		<category><![CDATA[Stephen BushArticle]]></category>
		<category><![CDATA[typical scenarios]]></category>

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		<description><![CDATA[A commercial hard money loan is a non-conventional commercial real estate loan that is not made by a traditional bank. The primary rationale for a small business considering a commercial hard money loan is that traditional commercial financing options are not viable. Many prudent small business projects can be funded ONLY via a hard money lender. Several common commercial financing scenarios using hard money loans are described. These include low credit scores, a need to obtain commercial financing quickly, and special small business situations not easily understood by traditional banks.]]></description>
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		<title>Small Business Loan Trade-offs &#8211; Choosing the Best Rate</title>
		<link>http://jumplanet.com/small-business-loan-trade-offs-choosing-the-best-rate/</link>
		<comments>http://jumplanet.com/small-business-loan-trade-offs-choosing-the-best-rate/#comments</comments>
		<pubDate>Sun, 07 Feb 2010 07:31:33 +0000</pubDate>
		<dc:creator>Stephen Bush</dc:creator>
				<category><![CDATA[Business Capital]]></category>
		<category><![CDATA[Borrower]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[business borrower]]></category>
		<category><![CDATA[business borrowers]]></category>
		<category><![CDATA[Canada]]></category>
		<category><![CDATA[commercial loan rates]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[loan decisions]]></category>
		<category><![CDATA[lowest rate loan]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[Stephen BushArticle]]></category>

		<guid isPermaLink="false">http://jumplanet.com/small-business-loan-trade-offs-choosing-the-best-rate/</guid>
		<description><![CDATA[Most small business borrowers are understandably confused by all of the different interest rates for commercial loans. How does a small business borrower decide what is the "best" rate? Is it the lowest rate or is it more complicated than that? This article will discuss the "trade-offs" in making small business loan choices like this.]]></description>
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		<title>Commercial Loan Strategies &#8211; Think Outside the Bank</title>
		<link>http://jumplanet.com/commercial-loan-strategies-think-outside-the-bank/</link>
		<comments>http://jumplanet.com/commercial-loan-strategies-think-outside-the-bank/#comments</comments>
		<pubDate>Sat, 23 Jan 2010 10:40:40 +0000</pubDate>
		<dc:creator>Stephen Bush</dc:creator>
				<category><![CDATA[Business Capital]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Business Cash Advance]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[commercial borrowers]]></category>
		<category><![CDATA[commercial mortgage loans]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit card receivables]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[loan borrowers]]></category>
		<category><![CDATA[quot]]></category>
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		<description><![CDATA[Commercial loan borrowers are likely to feel that a traditional bank is their best source for commercial financing. However, because most traditional banks focus on a small number of established industries and offer limited business financing services (which are typically the most profitable for them), non-traditional (non-bank) and non-local commercial lenders should be considered for most commercial loan situations. Therefore the recommended commercial loan strategy is to "Think Outside the Bank". This approach is especially applicable for credit card loan (business cash advance) programs, commercial real estate loans and credit card processing services.]]></description>
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		<title>Commercial Loan Retainer Fees</title>
		<link>http://jumplanet.com/commercial-loan-retainer-fees/</link>
		<comments>http://jumplanet.com/commercial-loan-retainer-fees/#comments</comments>
		<pubDate>Sat, 09 Jan 2010 09:34:31 +0000</pubDate>
		<dc:creator>Stephen Bush</dc:creator>
				<category><![CDATA[Business Capital]]></category>
		<category><![CDATA[Borrower]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Canada]]></category>
		<category><![CDATA[commercial borrowers]]></category>
		<category><![CDATA[fee]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[loan scenarios]]></category>
		<category><![CDATA[residential mortgage loans]]></category>
		<category><![CDATA[Retainer]]></category>
		<category><![CDATA[retainer fee]]></category>
		<category><![CDATA[retainer fees]]></category>
		<category><![CDATA[Stephen BushArticle]]></category>

		<guid isPermaLink="false">http://jumplanet.com/commercial-loan-retainer-fees/</guid>
		<description><![CDATA[Retainer fees are "standard business practice" for some (but not all) commercial loan situations. It is understandable that a commercial borrower would rather not pay such a fee, so it is important for a commercial borrower to understand when it is more likely to be necessary. This article discusses when a retainer fee is appropriate for a business loan and how much a business borrower should expect to pay when a retainer fee is required.]]></description>
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		<title>Commercial Loans &#8211; Why Do Some Banks Say &#8220;Yes&#8221; When They Mean &#8220;No&#8221;?</title>
		<link>http://jumplanet.com/commercial-loans-why-do-some-banks-say-yes-when-they-mean-no/</link>
		<comments>http://jumplanet.com/commercial-loans-why-do-some-banks-say-yes-when-they-mean-no/#comments</comments>
		<pubDate>Sat, 14 Nov 2009 07:36:13 +0000</pubDate>
		<dc:creator>Stephen Bush</dc:creator>
				<category><![CDATA[Business Capital]]></category>
		<category><![CDATA[amount]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[business example]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[commercial loan underwriting]]></category>
		<category><![CDATA[commercial loans]]></category>
		<category><![CDATA[desired image]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[long term health]]></category>
		<category><![CDATA[Stephen BushArticle]]></category>

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		<description><![CDATA[Many banks are so conscious of their reputation in the local community that they don't want to be known for refusing requests for commercial loans by respected community residents. One alternative that many of these banks have adopted is the art of never saying "no" in such commercial financing situations. What they do instead is to attach onerous conditions when they say "yes". In most cases the bank doesn't expect the commercial borrower to accept the conditions, and therefore the bank has avoided making the business loan without saying "no". Two examples of a bank saying "yes" when they mean "no" are included.]]></description>
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