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	<title>Hard Money Loans &#187; SBA</title>
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	<link>http://jumplanet.com</link>
	<description>Business Hard Money Loans</description>
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		<title>NYC Busines Assistance &amp; Counseling</title>
		<link>http://jumplanet.com/nyc-busines-assistance-counseling/</link>
		<comments>http://jumplanet.com/nyc-busines-assistance-counseling/#comments</comments>
		<pubDate>Mon, 22 Aug 2011 07:17:18 +0000</pubDate>
		<dc:creator>davidguide</dc:creator>
				<category><![CDATA[Business Project Financing]]></category>
		<category><![CDATA[Assistance]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[empire state development]]></category>
		<category><![CDATA[empire state development corporation]]></category>
		<category><![CDATA[minority business development]]></category>
		<category><![CDATA[Minority Business Development Agency]]></category>
		<category><![CDATA[phone]]></category>
		<category><![CDATA[SBA]]></category>
		<category><![CDATA[score]]></category>
		<category><![CDATA[small business services]]></category>

		<guid isPermaLink="false">http://jumplanet.com/?p=1153</guid>
		<description><![CDATA[Training &#038; Busines Plan Assistance Government/State/City Organizations New York City Department of Small Business Services www.nyc.gov/sbs Empire State Development Corporation www.nylovessmallbiz.com 1-800-782-8369 Minority Business Development Agency www.mbda.gov 1-888-324-1551 SCORE www.score.org phone: 1-800-634-0245 Small Business Administration (SBA) www.sba.gov phone: 1-800-8-ASK-SBA or 202-205-7064 Small Business Development Centers (SBDC) www.sba.gov/sbdc phone: 1-800-8-ASK-SBA or 202-205-7064 Women Business Center (WBC) [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Community Development Centers  (CDC) 504 Loan Program</title>
		<link>http://jumplanet.com/community-development-centers-cdc-504-loan-program/</link>
		<comments>http://jumplanet.com/community-development-centers-cdc-504-loan-program/#comments</comments>
		<pubDate>Mon, 22 Aug 2011 06:55:53 +0000</pubDate>
		<dc:creator>davidguide</dc:creator>
				<category><![CDATA[Business Capital]]></category>
		<category><![CDATA[cdc funds]]></category>
		<category><![CDATA[community]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[lien]]></category>
		<category><![CDATA[loan proceeds]]></category>
		<category><![CDATA[machinery]]></category>
		<category><![CDATA[private lenders]]></category>
		<category><![CDATA[SBA]]></category>
		<category><![CDATA[sba funds]]></category>
		<category><![CDATA[sba web]]></category>

		<guid isPermaLink="false">http://jumplanet.com/?p=1146</guid>
		<description><![CDATA[The 504 Loan Program provides financing for long-term major fixed assets at a fixed rate. It is offered through a Certified Development Company. A CDC is a non-profit corporation that works with the SBA and private lenders to provide capital for small entrepreneurs. The deals have the following structure: a private lender with a senior [...]]]></description>
		<wfw:commentRss>http://jumplanet.com/community-development-centers-cdc-504-loan-program/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Business Loans Sources: Sometimes You Have to be a Little Creative in Finding the Money</title>
		<link>http://jumplanet.com/business-loans-sources-sometimes-you-have-to-be-a-little-creative-in-finding-the-money/</link>
		<comments>http://jumplanet.com/business-loans-sources-sometimes-you-have-to-be-a-little-creative-in-finding-the-money/#comments</comments>
		<pubDate>Fri, 02 Jul 2010 22:58:11 +0000</pubDate>
		<dc:creator>davidguide</dc:creator>
				<category><![CDATA[Business Capital]]></category>
		<category><![CDATA[America]]></category>
		<category><![CDATA[Angel]]></category>
		<category><![CDATA[Angel investor]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Creative]]></category>
		<category><![CDATA[Credit crunch]]></category>
		<category><![CDATA[Finding]]></category>
		<category><![CDATA[lending]]></category>
		<category><![CDATA[Lisa Phillips]]></category>
		<category><![CDATA[Little]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[moderate income individuals]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[program]]></category>
		<category><![CDATA[SBA]]></category>
		<category><![CDATA[sba loan program]]></category>
		<category><![CDATA[sba loan programs]]></category>
		<category><![CDATA[Sometimes]]></category>
		<category><![CDATA[Sources]]></category>

		<guid isPermaLink="false">http://jumplanet.com/business-loans-sources-sometimes-you-have-to-be-a-little-creative-in-finding-the-money/</guid>
		<description><![CDATA[The recent credit crunch has caused banks and other traditional lenders to tighten their underwriting standards. Financing for start-up and small businesses has become more difficult to obtain. Now, more than ever, entrepreneurs have to be a little creative in seeking financing. If you are a business seeking financing here are few sources that may [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is an SBA Business Loan?</title>
		<link>http://jumplanet.com/what-is-an-sba-business-loan/</link>
		<comments>http://jumplanet.com/what-is-an-sba-business-loan/#comments</comments>
		<pubDate>Sun, 09 May 2010 15:14:46 +0000</pubDate>
		<dc:creator>davidguide</dc:creator>
				<category><![CDATA[Business Capital]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[personal financial situation]]></category>
		<category><![CDATA[SBA]]></category>
		<category><![CDATA[sba 504 loan]]></category>
		<category><![CDATA[sba business loan]]></category>
		<category><![CDATA[sba loan programs]]></category>
		<category><![CDATA[sba loans]]></category>
		<category><![CDATA[United States]]></category>
		<category><![CDATA[US]]></category>

		<guid isPermaLink="false">http://jumplanet.com/what-is-an-sba-business-loan/</guid>
		<description><![CDATA[An SBA business loan is a debt instrument provided by you to by a lending institution that has been guaranteed by the United States government through the Small Business Administration. Many entrepreneurs wrongly think that it is the federal government that grants the loan. This is not the case. With an SBA loan, the government [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Deep Can Debt Forgiveness Go When Working Out a Defaulted SBA Guaranteed Loan?</title>
		<link>http://jumplanet.com/how-deep-can-debt-forgiveness-go-when-working-out-a-defaulted-sba-guaranteed-loan/</link>
		<comments>http://jumplanet.com/how-deep-can-debt-forgiveness-go-when-working-out-a-defaulted-sba-guaranteed-loan/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 15:42:59 +0000</pubDate>
		<dc:creator>Don Todrin</dc:creator>
				<category><![CDATA[Business Capital]]></category>
		<category><![CDATA[bank workouts]]></category>
		<category><![CDATA[Borrower]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[debt forgiveness]]></category>
		<category><![CDATA[Don TodrinArticle]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Offer]]></category>
		<category><![CDATA[offer in compromise]]></category>
		<category><![CDATA[retirement investments]]></category>
		<category><![CDATA[SBA]]></category>
		<category><![CDATA[sba guidelines]]></category>

		<guid isPermaLink="false">http://jumplanet.com/how-deep-can-debt-forgiveness-go-when-working-out-a-defaulted-sba-guaranteed-loan/</guid>
		<description><![CDATA[This is a very complicated issue with many contributing factors: Some of the issues are net worth, income, spousal income, protected retirement investments, family, basic overhead, secured debt, other assets, other business interests, medical issues, education, age, where you love, what the assets in your business are worth, structure of the offer, and previous income history to name a few. There are just as many more not listed as each case is unique and each case requires a unique evaluation and presentation. Each case requires its own special evaluation.]]></description>
		<wfw:commentRss>http://jumplanet.com/how-deep-can-debt-forgiveness-go-when-working-out-a-defaulted-sba-guaranteed-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Refinancing With an SBA 7a and a Fixed Rate Loan?</title>
		<link>http://jumplanet.com/refinancing-with-an-sba-7a-and-a-fixed-rate-loan/</link>
		<comments>http://jumplanet.com/refinancing-with-an-sba-7a-and-a-fixed-rate-loan/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 15:33:09 +0000</pubDate>
		<dc:creator>Jeff S Rauth</dc:creator>
				<category><![CDATA[Business Capital]]></category>
		<category><![CDATA[7a loans]]></category>
		<category><![CDATA[7a program]]></category>
		<category><![CDATA[Borrower]]></category>
		<category><![CDATA[commercial mortgage industry]]></category>
		<category><![CDATA[Jeff S RauthArticle]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[program]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[SBA]]></category>
		<category><![CDATA[sba 7a loan]]></category>
		<category><![CDATA[sba lenders]]></category>

		<guid isPermaLink="false">http://jumplanet.com/refinancing-with-an-sba-7a-and-a-fixed-rate-loan/</guid>
		<description><![CDATA[Many business owner and other professionals in the commercial mortgage industry are surprised to learn that the SBA does allow refinances through the 7a program and their rate does not have to float. In terms of what situations qualify for the refinance, it boils down to taking borrowers out of a difficult situation. For example, if the borrower is in a hard money loan they'll qualify.]]></description>
		<wfw:commentRss>http://jumplanet.com/refinancing-with-an-sba-7a-and-a-fixed-rate-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Small Business Loan News &#8211; Stimulus Bill &#8211; Can We Now Get Loans With a SBA Secondary Market?</title>
		<link>http://jumplanet.com/small-business-loan-news-stimulus-bill-can-we-now-get-loans-with-a-sba-secondary-market/</link>
		<comments>http://jumplanet.com/small-business-loan-news-stimulus-bill-can-we-now-get-loans-with-a-sba-secondary-market/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 07:37:57 +0000</pubDate>
		<dc:creator>Sue B. Malone</dc:creator>
				<category><![CDATA[Business Capital]]></category>
		<category><![CDATA[bill]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[program]]></category>
		<category><![CDATA[SBA]]></category>
		<category><![CDATA[sba lenders]]></category>
		<category><![CDATA[sba loans]]></category>
		<category><![CDATA[sba program]]></category>
		<category><![CDATA[Small Business Loans]]></category>
		<category><![CDATA[U.S. Small]]></category>
		<category><![CDATA[unsecured small business loans]]></category>
		<category><![CDATA[Wall Street]]></category>

		<guid isPermaLink="false">http://jumplanet.com/small-business-loan-news-stimulus-bill-can-we-now-get-loans-with-a-sba-secondary-market/</guid>
		<description><![CDATA[In these troubled economic times, the question is whether any bank or financial institution is making loans to small businesses.  This article we will discuss what loans are available in light of the new Stimulus Bill as to the creation of a secondary market.]]></description>
		<wfw:commentRss>http://jumplanet.com/small-business-loan-news-stimulus-bill-can-we-now-get-loans-with-a-sba-secondary-market/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Government Small Business Loans</title>
		<link>http://jumplanet.com/government-small-business-loans/</link>
		<comments>http://jumplanet.com/government-small-business-loans/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 02:31:58 +0000</pubDate>
		<dc:creator>Peter Emerson</dc:creator>
				<category><![CDATA[Business Capital]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[loan guaranty program]]></category>
		<category><![CDATA[micro loan program]]></category>
		<category><![CDATA[order]]></category>
		<category><![CDATA[Peter EmersonArticle]]></category>
		<category><![CDATA[program]]></category>
		<category><![CDATA[SBA]]></category>
		<category><![CDATA[short term loans]]></category>
		<category><![CDATA[Small Business Administration]]></category>
		<category><![CDATA[small business owner]]></category>

		<guid isPermaLink="false">http://jumplanet.com/government-small-business-loans/</guid>
		<description><![CDATA[In order to give a boost to the spirit of entrepreneurship of its citizens, the federal government provides business loans to individuals to help them start a small business. The governments Small Business Administration (SBA) handles these loans usually by acting as a guarantor for loans provided by other institutions. In rare cases, the loan is provided directly by the SBA.]]></description>
		<wfw:commentRss>http://jumplanet.com/government-small-business-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why All the Hype? SBA 7A Loans</title>
		<link>http://jumplanet.com/why-all-the-hype-sba-7a-loans/</link>
		<comments>http://jumplanet.com/why-all-the-hype-sba-7a-loans/#comments</comments>
		<pubDate>Tue, 26 Jan 2010 14:45:42 +0000</pubDate>
		<dc:creator>Jeff Rauth</dc:creator>
				<category><![CDATA[Business Capital]]></category>
		<category><![CDATA[America]]></category>
		<category><![CDATA[commercial bank loans]]></category>
		<category><![CDATA[coverage ratios]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Jeff RauthArticle]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[program]]></category>
		<category><![CDATA[ratio]]></category>
		<category><![CDATA[SBA]]></category>
		<category><![CDATA[sba 7a loan]]></category>
		<category><![CDATA[sba 7a loans]]></category>
		<category><![CDATA[turnaround situations]]></category>

		<guid isPermaLink="false">http://jumplanet.com/why-all-the-hype-sba-7a-loans/</guid>
		<description><![CDATA[SBA 7a loans have been all over the TV, papers and internet lately. Though this is the most popular program for the SBA it general resides under the radar and very few people know what it really is and what the real benefits of the program are. The current hype is largely due to the Stimulus Package, but what is the program really all about?]]></description>
		<wfw:commentRss>http://jumplanet.com/why-all-the-hype-sba-7a-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>During Difficult Times the SBA 7a and SBA 504 Programs Are Normally the Answer</title>
		<link>http://jumplanet.com/during-difficult-times-the-sba-7a-and-sba-504-programs-are-normally-the-answer/</link>
		<comments>http://jumplanet.com/during-difficult-times-the-sba-7a-and-sba-504-programs-are-normally-the-answer/#comments</comments>
		<pubDate>Sat, 23 Jan 2010 14:31:44 +0000</pubDate>
		<dc:creator>Jeff S Rauth</dc:creator>
				<category><![CDATA[Business Capital]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[commercial loan request]]></category>
		<category><![CDATA[cycle business]]></category>
		<category><![CDATA[decline rates]]></category>
		<category><![CDATA[Jeff S RauthArticle]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Michigan]]></category>
		<category><![CDATA[program]]></category>
		<category><![CDATA[Sam]]></category>
		<category><![CDATA[SBA]]></category>
		<category><![CDATA[sba 7a program]]></category>
		<category><![CDATA[sba program]]></category>
		<category><![CDATA[Wall Street]]></category>

		<guid isPermaLink="false">http://jumplanet.com/during-difficult-times-the-sba-7a-and-sba-504-programs-are-normally-the-answer/</guid>
		<description><![CDATA[Currently we are seeing decline rates at, literally 90%, from banks here in Michigan. Meaning that 90% of all commercial loan request that come in the banks doors are being turned down. 50% - 60% of these potential commercial mortgages probably make sense from a traditional underwriting perspective, but the banks are not willing to take the chance as loses continue to rack up and take their toll.]]></description>
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		<slash:comments>0</slash:comments>
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