Hard Money Loans

photo credit: TheTruthAbout… Even if you might have less than a perfect credit rating, you can still find unsecured credit lines and business finance. A good credit score is important, especially if you run a business as it can affect your personal score when you look for a loan from a bank. Unsecured business financing [...]

photo credit: gripso_banana_prune Running a business is not an easy task and the need of financing is a must. However, a business owner wants a cheap source of financing and not rates that eat up all revenue. Unsecured lines of credit are either too expensive or not available for small businesses. Thus, if the business [...]

photo credit: World Economic Forum As our economy continues to weaken and credit markets freeze up, stories abound in the media about bank’s holding back on their small business loans. But let me tell you what it is like in the trenches: Most banks are not lending at all. In fact, they are closing the [...]

photo credit: norhendraruslanA working capital loan is a form of business loan that is commonly allocated to support the daily operations of a business or buy earning assets. This source of funding is often sought when the net working capital is deficient. This circumstance results from a low or even negative figure when the existing [...]

photo credit: ItzaFineDay There are several ways to obtain funding for your business; the most common lender is the traditional bank, credit unions and private loan companies or capital companies. Through these types of lenders, business loans must be secured. This means using your personal assets as guarantee (collateral). Business loans are very risky because [...]

photo credit: testa1250 Aged Shelf Corporations & ELOC’s can help protect & grow your businesses in many different ways. 1. Owners should convert existing personal businesses into corporations 2. Establish corporate history, trade lines, and protect personal credit and assets. 3. Owners want to establish business trade lines in the business name instead of using [...]

photo credit: JOE M500 Collateral – A borrower’s asset that is given up to the lender if the borrower is unable to pay back the principal and interest on the loan; making the lender the new owner of the collateral. Credit Score – A numerical expression based on the analysis of a person’s credit files, [...]

photo credit: SerendigityThe lending industry in a particular country is quite often a double-edged sword where most people are concerned. On the one hand, it does have the ability to lend a business a certain amount of money that the business can then use to accelerate its growth, paying the loan back from the growing [...]