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	<title>Hard Money Loans &#187; commercial loan underwriting</title>
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	<description>Business Hard Money Loans</description>
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		<title>Commercial Loans and Working Capital Lenders to Avoid</title>
		<link>http://jumplanet.com/commercial-loans-and-working-capital-lenders-to-avoid/</link>
		<comments>http://jumplanet.com/commercial-loans-and-working-capital-lenders-to-avoid/#comments</comments>
		<pubDate>Sat, 06 Feb 2010 11:30:55 +0000</pubDate>
		<dc:creator>Stephen Bush</dc:creator>
				<category><![CDATA[Business Capital]]></category>
		<category><![CDATA[commercial borrowers]]></category>
		<category><![CDATA[commercial loan underwriting]]></category>
		<category><![CDATA[commercial mortgage loans]]></category>
		<category><![CDATA[small business financing]]></category>
		<category><![CDATA[working capital management]]></category>

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		<description><![CDATA[One of the most serious working capital financing scenarios is a lender that causes difficulties for their small business commercial borrowers on a regular basis. It is specifically this kind of commercial lender which informed commercial borrowers should be prepared to avoid unless realistic alternative options for commercial loans and commercial mortgages are totally impractical.]]></description>
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		<title>Commercial Loans &#8211; Why Do Some Banks Say &#8220;Yes&#8221; When They Mean &#8220;No&#8221;?</title>
		<link>http://jumplanet.com/commercial-loans-why-do-some-banks-say-yes-when-they-mean-no/</link>
		<comments>http://jumplanet.com/commercial-loans-why-do-some-banks-say-yes-when-they-mean-no/#comments</comments>
		<pubDate>Sat, 14 Nov 2009 07:36:13 +0000</pubDate>
		<dc:creator>Stephen Bush</dc:creator>
				<category><![CDATA[Business Capital]]></category>
		<category><![CDATA[amount]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[business example]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[commercial loan underwriting]]></category>
		<category><![CDATA[commercial loans]]></category>
		<category><![CDATA[desired image]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[long term health]]></category>
		<category><![CDATA[Stephen BushArticle]]></category>

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		<description><![CDATA[Many banks are so conscious of their reputation in the local community that they don't want to be known for refusing requests for commercial loans by respected community residents. One alternative that many of these banks have adopted is the art of never saying "no" in such commercial financing situations. What they do instead is to attach onerous conditions when they say "yes". In most cases the bank doesn't expect the commercial borrower to accept the conditions, and therefore the bank has avoided making the business loan without saying "no". Two examples of a bank saying "yes" when they mean "no" are included.]]></description>
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