Hard Money Loans

photo credit: shlomp-a-plompaCommercial loan underwriting guidelines come down to cash flow ( DCR), loan to value (LTV), credit worthiness and property analysis. Although the process to evaluate a potential commercial mortgage is basically the same from one bank the next, their various appetite for both risk and minimum rates of return are what separates one [...]

photo credit: JOE M500 Collateral – A borrower’s asset that is given up to the lender if the borrower is unable to pay back the principal and interest on the loan; making the lender the new owner of the collateral. Credit Score – A numerical expression based on the analysis of a person’s credit files, [...]

photo credit: SerendigityThe lending industry in a particular country is quite often a double-edged sword where most people are concerned. On the one hand, it does have the ability to lend a business a certain amount of money that the business can then use to accelerate its growth, paying the loan back from the growing [...]

photo credit: A. www.viajar24h.com Things are going along well for your business. Sales have never been better, debts are being repaid, and cash reserves, though modest, are starting to grow. Then the unthinkable happens; fuel costs go through the roof, the price of supplies skyrockets, and sales are showing signs of a steady decrease. Those [...]

In today’s marketplace there are many ways for a person to get money for a business they might want to start. They can go to their friends and relatives for money or they can pull out a personal line of credit in order to fund their business. There are many other options available as well, [...]